For Commercial Insurance Agents
You already spent the time, money, and effort generating the opportunity. If a business owner doesn't buy insurance from you, that relationship doesn't have to end there. Turn prospects and existing clients who need capital into an additional revenue stream by referring them to Small Business Lending Source (SBLS).
Free to join. No lending experience required. No referral minimums.
The Opportunity
Commercial insurance agents speak with business owners every day. Some become clients. Some don't.
But whether they purchase insurance from you or not, many of those business owners will eventually need capital.
They may need money to purchase equipment, expand their business, open another location, improve cash flow, purchase commercial real estate, acquire another business, refinance existing debt, or take advantage of a new opportunity.
Instead of letting that relationship disappear, you can introduce them to SBLS.
You provide another valuable resource to the business owner while creating an additional revenue stream for your agency.
You already have the relationships. SBLS gives you a financing resource to bring to them.
Who Should I Refer?
You don't need to understand business lending or determine which financing program your client needs. Simply listen for business owners saying things like:
When you hear a business owner talking about needing capital, make the introduction. SBLS handles the rest.
How It Works
You speak with a business owner who needs financing.
Refer the business owner to SBLS using your personalized referral system.
SBLS handles qualification, applications, financing options, lender placement, follow-up, and funding.
When an eligible referral successfully funds, you receive 50% of the commission SBLS earns on the transaction.
You don't need to sell financing, explain loan programs, collect financial documents, or become a lending expert. Your job is simply to recognize the opportunity and make the introduction.
Financing Solutions
Government-backed financing with competitive terms for qualifying small businesses.
Flexible, revolving capital owners can draw on as needs arise.
Funding to acquire or upgrade the equipment a business runs on.
Cash to cover payroll, inventory, and day-to-day operations.
Financing for purchasing, refinancing, or developing property.
Capital to fund the purchase or buyout of another business.
Programs that help owners build and leverage business credit.
Additional financing options tailored to each owner's situation.
You don't have to know which program is right for your client. SBLS handles the qualification process and helps determine which financing options may fit their business.
Why Partner With SBLS?
Give your clients access to business financing while creating an additional revenue stream for your agency — without becoming a loan broker.
Receive 50% of the commission SBLS earns on eligible funded referrals.
Get your own professional referral landing page to share with clients, prospects, and business owners in your network.
Keep track of the business owners you refer and follow your opportunities through the financing process.
You maintain the relationship with your client. SBLS handles their business financing needs — we're not there to replace your relationship or sell them insurance.
No lending experience is required. SBLS handles qualification, financing options, applications, lender placement, follow-up, and the funding process.
There are no monthly quotas or minimum referral requirements. Refer business owners whenever an opportunity arises.
A Simple Example
A business owner you refer successfully receives financing.
You made the introduction. SBLS handled the financing process.
Example for illustration purposes only. Financing amounts, SBLS compensation, and referral commissions vary by transaction. Referral compensation is subject to program eligibility and applicable agreements.
Built on Trust
We understand that your client relationships are valuable.
When you introduce a business owner to SBLS, we're there to help with their financing needs — not compete with your insurance business.
You remain their insurance professional.
SBLS becomes a financing resource you can bring to the relationship whenever your client needs access to capital.
That allows you to provide additional value without having to become an expert in commercial lending.
What You Get as a Referral Partner
A professional referral page you can send directly to business owners who need financing.
A simple system for keeping track of the opportunities you've referred to SBLS.
Give your clients access to SBA loans, lines of credit, equipment financing, working capital, commercial real estate financing, and other commercial financing solutions.
We handle the financing conversation and process so you don't have to.
Earn 50% of the commission SBLS receives on eligible successfully funded referrals.
There is no cost to become an SBLS referral partner and no minimum number of referrals required.
Credibility
Business owners have different financing needs, and one financing product isn't right for every business.
SBLS works across multiple commercial financing programs, allowing us to evaluate the business owner's situation and help identify financing options that may fit.
Instead of sending your client somewhere and hoping they figure it out, you're connecting them with a financing resource that can help guide them through the process from the initial conversation through funding.
Become an SBLS Referral Partner
Join the SBLS referral partner program to provide more value to your clients, strengthen relationships, and create an additional revenue stream. Prefer to talk first? Schedule a quick call.
You're on the list
Thanks for signing up. We've sent a confirmation email to your inbox — please open it and click the confirmation link so we can activate your partnership and send your welcome details.
Don't see it? Check your spam or promotions folder — it can take a couple of minutes to arrive.
Prefer to Talk First?
Have questions before you join? Book a short, no-pressure call and we'll walk you through how the referral partnership works and answer anything on your mind.
Not ready to book? Become an SBLS Referral Partner and we'll reach out to set up a time.
Straight Answers
No. You don't need to understand lending programs or underwrite the business. Your role is to identify the opportunity and make the introduction. SBLS handles the financing process.
Referral partners receive 50% of the commission SBLS earns on eligible successfully funded referrals. The actual amount varies depending on the transaction.
No. There is no cost to join the SBLS referral partner program.
No. There are no monthly referral quotas or minimums.
SBLS contacts the business owner, discusses their financing needs, determines potential financing options, collects the necessary information, and handles the financing process.
No. You remain the client's insurance professional. SBLS is introduced as a resource for their business financing needs.
Refer established business owners who need capital. SBLS will review the business and determine which financing options, if any, may be available.
SBLS referral partners receive access to a referral tracking system so they can keep track of the opportunities they've introduced.
Not every prospect will buy insurance from you. But that doesn't mean the relationship has no value.
When a business owner needs capital, introduce them to SBLS.
Help them find the financing they need, provide another valuable resource to your network, and create an additional revenue stream for your agency.
Free personalized landing page. Free referral tracking system. No lending experience required. No referral minimums.